ArmyMommy: Traveling overseas with Tricare

ArmyMommy posts are specific to topics and experiences related to our being an Army family. Civilian readers might not care ;-)

Preparations for our Christmas trip are well underway. As a new mom, I find myself adding a few extra steps in my usual trip prep procedure. One overarching concern is anticipating anything that could happen to our almost one-year-old. On top of that list are, God forbid, medical emergencies.

If you're an Army family, like us, chances are you have Tricare for your health insurance. The good news is that Tricare will cover emergency care for you and any covered person while overseas (please check your coverage). But there are a few things that you should know.

One, make sure that your information is up-to-date with DEERS (Defense Enrollment Eligibility Reporting System). If you have to ask what DEERS is, than you might not want to read the rest of this post!

Second, be sure to carry your military ID with you. For kids without IDs yet, like our baby, request a Tricare beneficiary card to help facilitate things when seeking care overseas. Do so well in advance of your trip as the card processing might take a while (I have to admit that I have not done this yet). Absent a card for the kid, a parent's ID will often be enough, but in case you are traveling with other people who might be the ones who end up taking the child to the hospital or doctor, the child's own card will be necessary. Same goes for when kid is traveling to, say, grandma's, without parents in tow.

Third, collect the names and contact information of providers in the cities or countries you are traveling to. We are going to three cities in Europe. I looked up participating medical and dental providers in these cities here. With their contact info in hand, we will know exactly who to call in case we need a doctor or dentist.

Tricare directs its beneficiaries to get help finding medical care from the US embassy or consulate in whatever city or country one is visiting. But there's also an emergency phone number that one can keep handy. The international SOS number I found off the Tricare Europe web site is 44 - 20 - 8762 8133 (collect).

If you find yourself in a real medical emergency, do not hesitate to rush to the closest emergency room. You may seek care at non-participating providers. Just make sure that you contact Tricare after you get there, and definitely before you leave the hospital or doctor's office. And by all means, keep all records and receipts! Tricare Standard beneficiaries, for example, have to pay out of pocket and are then reimbursed stateside. I'm not too clear on this part since we are on Tricare Prime so please double check.

It might also help to have the contact info for Tricare where you are going. In Europe, its:
TRICARE Area Office: Eurasia-Africa
011-49-6302-67-6314
DSN: 496-6314
teoweb@europe.tricare.osd.mil
www.tricare.mil/eurasiaafrica

For more details, read this June 2010 news release about traveling overseas with Tricare.

Finally, pack a travel medical kit. Our doctor is helping us put one together. It should include items that you usually use to treat your child if he or she has a cold, or a slight fever, as well as dosing instructions. Realize that medicines that we are used to seeing at Walgreens might not be the same as what's available in other countries. There are many sites online that feature packing lists for such kits. Here's one checklist. Add and subtract as applicable. For our baby, for example, we are skipping the teething medicine and sunscreen, and adding saline nasal spray and Vicks Baby Rub.

If you have any medical concerns at all, try to see your doctor before you leave on a trip. Oh, and make sure your kids are up-to-date on all their shots.

Now, you can worry about packing!